Employment Insurance Benefit is a program, which gives income support for a specific time period. It is given to people who are employed, but have a long gap of unemployment due to health problem or pregnancy or guardianship, or to someone who is taking care of an immediate family member on the verge of death. The benefit includes regular wages, which can fulfill the basic requirements of living. It is also for those, who are job hunting and are unable to find a job for a certain period of time. This program usually comes under social security scheme, which is kind of social insurance for the needy people in order to prevent hunger and poverty. This ultimately helps in creating a better society because if they won't get any benefit then there are more chances of them turning into a threat to the society in order to fulfill their basic needs.
Eligibility for Employment Insurance Benefit
There are certain criteria to be eligible for Employment Insurance benefit, which includes:
• One shouldn't have lost their employment because of his/her misconduct but due to credit crunch or the bankruptcy of the organization.
• One should have the evidences that he or she has been looking for work vigorously. They will need to show documents to prove that.
• One must have paid the premiums in their Employment Insurance account, while they were working.
• One has to meet the requirements set by different states regarding their pay and working hours
The above mentioned reasons make the person eligible for the benefit, which is 36% of their average weekly pay. The insurance is paid weekly and is withdrawn immediately after one month the person gets a new job or is out of the financial or personal crisis. You need to make sure that you submit a proper application to your state's unemployment agency and it usually takes two weeks to get your weekly payments.
Every good thing comes with some disadvantages too and Employment Insurance benefits have faced this situation as well. A lot of fraud or abuse has also been prevailing since the launch of this program. Many people provide fake documents and never look for work, which is considered to the biggest abuse of this benefit. Therefore, agencies keep an eye on these people and continuously ask them to find a job or sometimes also help them by arranging job interviews for them.
Basically, during the current economic crisis around the World, a lot of people got unemployed and started utilizing Employment Insurance benefit, which increased the burden on the country's economy. Hence, the government kept a strict vigilance on these benefits program, so that the real needy get their due. Being a responsible citizen, it is our duty not to abuse this blessing and use it during the hard times only as its everyone's basic right. Otherwise, the consequences can turn bad in the favor of a common man.
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