As a home inspector your job is most often the investigation of a soon to the purchased home, which in most people's lives may be the single largest purchase they make. When an individual embarks on this journey there is a lot of emotion and also many expectations. As you perform your duties as a home inspector there are inherently many potential perils. These perils can mainly be classified into two main categories or classifications; physical damage to people or property and mistakes or misses in your inspection or reporting. Protection for these two types of hazards comes from two different types of insurance coverage. These two main classifications are typically defined as General Liability, and Professional Liability or Errors and Omissions insurance. General liability hazards would be specifically defined as bodily injury and property damage to a 3rd party. What this really means is that if you, as an inspector caused damage to a third parties property or person while you wer...