Small business owners should ensure that more than the building in which they operate. They also need to ensure special tools or equipment used in the conduct of their business. Equipment and tools of a business are considered personal property, not usually provide coverage for most business liability policies. Therefore, they must be protected against loss, theft or damage, with a separate policy. Returning after: always read the fine print when you sign in insurance. Transaction insurance, typically you will need to sign a large number of pieces of paper containing thousands of words in tiny print. You should read-and understand-these forms prior to signing any insurance policy. Do not allow the agent to be blown up using simple forms and sign a number of places marked with X. If you do not understand fine, probably regret your decision to purchase along the line. Consolidate all of your insurance policies under one roof can help you save a bunch of the premiums. Insurance companie...