Do you currently run your own business and you already have a bunch of other types of insurance policies and someone recommended that you get public liability insurance? The question on your mind will naturally be "What is public liability insurance and why would I need it" Also known as PLI, this particular type of insurance policy is the type that will cover any type of risk of liability that a company may have to pay a client or customer if he or she sustains an injury while they are on the company's premises. PLI will also cover the risk if a business also causes damage to a customer's or client's property. In addition to this, PLI also compensates business owners for legal fees while they are defending their business due to claims. This insurance policy is particularly vital because even if the court does not grant damages, business owners will still need to pay colossal legal charges, no thanks to outrageous claims. What is public liability insurance and is ...