Trade insurance is a must-have for anyone who has a job that exposes them to certain dangers not just to themselves but to people around them. Insurance for tradesmen ensures that you are sufficiently covered in the event of an accident or damage. With a well-tailored insurance policy for tradesmen, you can be provided with all the protection that you will need if you are ever faced with a claim. As a business owner, you should be prepared for any eventuality. A lot of factors can lead to customers or clients making a claim and if you do not have sufficient coverage, your business could become a statistic, an example of businesses that folded up after paying claims. Two of the key parts of any insurance policy that any tradesman can take out will be the "Public Liability" and "Employers Liability Coverage". You will not need the Employer Liability Coverage if you work alone or self-employed. But if you have people under your employment, then it is mandated by law t...